urban commercial banks

At present, many urban commercial banks make reform, seeking to operate cross-regional to achieve the listing.

目前全国各地很多的城市商业银行纷纷改制，寻求跨区域经营以实现上市。

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A Research on Local Government's Behaviors of Intervening Urban Commercial Banks

地方政府干预城市商业银行问题研究

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Increasingly strict requirement of supervision, requirement on business expansion, need of improving shareholder structure and increasing management level and demand for participating in foreign and domestic competition are main causes of capital supplementation of urban commercial banks, wherein quick expansion is the most important cause.

监管日益严格的要求、业务扩张的要求、改善公司股东结构提高治理水平的需要、参与国内外竞争的需要是城商行资本补充的主要原因。

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Facing the assault of domestic and international banking finance transactions, China's urban commercial banks must make finance choice of their own.

面对国内外银行理财业务的冲击，中国城市商业银行必须做出自己的理财抉择。

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Analysis of Data Mining During the Informationalization of Urban Commercial Banks

城市商业银行信息化发展中的数据挖掘分析

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With the support of government and the efforts of its own, the capital adequacy of Urban Commercial Banks have reached the standard until December 31,2008, the business type innovation, operational methods and philosophies have also improved significantly.

在政府的支持和自身的不断努力下，截止到2008年12月31日，我国城市商业银行的资本充足率全部达标，在业务品种创新、经营方式与理念等方面也有了显著改善。

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Because of the same establishment backgrounds and facing the similar management environment, the Urban Commercial Banks are similar in choosing service object and determining business scope, and develop gradually into an Urban Commercial Bank group which has the common characteristics.

由于具有相同的成立背景，又面临相似的经营环境，城市商业银行在服务对象的选择上和业务范围的确定上都大体相似，并逐渐发展成为一个具有较多共性的城市商业银行群体。

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To intensify the management structure of the urban commercial banks;

强化城市商业银行的治理结构；

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After its 10 years' development, urban commercial banks have become the third largest force in banking industry in China.

经过10年的发展，城市商业银行已成为我国银行业发展的第三力量。

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To improve the sufficiency rate of the capital of the urban commercial banks;

提高城市商业银行的资本充足率；

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The financial level of Shandong Province is leading in the whole country, and 14 urban commercial banks including Qilu bank have already been established, which makes the number ranks first in China. But the lack of assets and the high risks wake us up.

山东省金融发展水平全国领先，已经设立了齐鲁银行等14家城市商业银行，数量位居全国首位，但是资产不足和风险过高等问题为我们敲响了警钟。

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The research subject of the paper is credit post-loan management of urban commercial banks. Solutions are put forward by way of comparing the post-loan management between domestic and foreign commercial banks, and analyzing the problems of post-loan management in urban commercial banks.

本文以城市商业银行的贷后管理为研究对象，通过对比国内外银行贷后管理情况，分析城市商业银行的贷后管理存在的问题，并提出了解决方法。

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Release the operation region restrictions of small and medium sized joint-stock commercial banks, urban commercial banks as soon as possible, expanding their business scale, and efficiency exert their economies of scale.

尽快放松中小型股份制商业银行、城市商业银行经营地区的限制，扩大其经营规模，充分发挥其规模经济效率。

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Therefore, supplementing capital and increasing capital adequacy ratio are more concerned all the time during development of urban commercial banks.

因此，在城商行的发展过程中，补充资本、提高资本充足率一直备受关注。

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Finally the paper makes the conclusion that cost efficiency of state-owned banks is lower than that of shareholding commercial banks and other urban commercial banks.

本文的研究结论是：国有商业银行的成本效率低于股份制商业银行和其他城市商业银行。

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Specifically, the bank may appoint special internal organ or personnel to collect debt or entrust other entities or individuals to assist in collecting, to reduce the loss of bad loans of urban commercial banks as far as possible.

具体可在内部指定专门机构或人员继续组织催收，也可委托外部门、单位或个人协助催收，以尽可能的减少城市商业银行的贷款呆帐损失。

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Informationization is the key to the promotion of the competitiveness of the urban commercial banks in china.

摘要提升我国城市商业银行的竞争力，信息化是关键。

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DEA results implies that the overall efficiency of urban commercial banks within Shandong province is operating in the rising phase, which is consistent with the result of factor analysis.

DEA结果显示，山东省城商行经营效率总体处于攀升阶段，日照银行、齐鲁银行和莱商银行的MTFP指数位居前列，这与因子分析的结果一致。

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Main conclusions of the research: First conclusion is necessity of capital supplementation of urban commercial banks.

研究的主要结论&是城市商业银行资本补充的必要性。

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New Thinking on the Informationization of Urban Commercial Banks

城市商业银行信息化新思路

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With the Central Bank increasing the interests, the urban commercial banks faces the new challenges& Brief discussions on the performance of financial accelerator effects under the current tightening monetary policy in China

央行加息，城市商业银行面临新挑战&简论金融加速器效应在我国当前紧缩性货币政策条件下的表现

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Making yinchuan branch of the bank as just for cross-regional development of urban commercial Banks, in further innovation, seek effective strategies for the development of financial business, has the very vital significance.

石嘴山银行股份有限公司银川分行作为刚刚跨区域发展的城市商业银行，在进一步开拓创新，寻求发展公司金融业务的行之有效的策略，具有十分重要的意义。

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Risks, Earnings and Loan Concentration of Customers: An Empirical Analysis from Urban Commercial Banks

银行风险、收益与客户贷款集中度&基于城市商业银行的实证分析

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The bad loans of urban commercial banks may be examined and approved individually by state taxation bureaus at all levels under the principle of concentrating authorities.

城市商业银行发生的呆帐贷款，可按照权限尽量集中的原则，由各级国家税务局按规定分别审批。

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The Chongqing lender is one of a dozen urban commercial banks that have attracted foreign capital in recent years.

近几年，中国很多城市商业银行都对外资敞开了大门，重庆市商业银行即是最新一例。

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Urban commercial banks, foreign-funded banks, urban credit cooperatives and rural credit cooperatives may implement agreed agency with banks with established internal off-site link system.

城市商业银行、外资银行、城市信用合作社、农村信用合作社可以与建立行内异地联行系统的银行实行约定处理。

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Other domestic PRC financial institutions engaged in commercial banking business include urban commercial banks, rural commercial banks, rural cooperative banks, urban credit cooperatives and rural credit cooperatives.

从事商业银行业务的中国其它国内金融机构包括城市商业银行、农村商业银行、农村合作银行、城市信用合作社和农村信用合作社。

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On the basis of that, my paper chooses two technical directions to research from the concrete need of urban commercial banks.

在此基础上，从城市商业银行的实际需求出发，本文选取了两个最主要的技术方向进行研究。

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Regional Small and Medium Banks include Urban commercial Banks, Rural Commercial Banks, Rural Cooperative Banks and Town Bank.

区域性中小银行包括城市商业银行、农村商业银行、农村合作银行和村镇银行。

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To identify the trans-regional operation of the urban commercial banks.

依法确认城市商业银行的跨区域经营。

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